Products
Services
| Mortgage
Calculator
|
|
|
Related documents
|
|
|
THE NEXT STEP Go to our Mortgages page to submit your details for a personalised quotation. The first figure above gives the total monthly payment for a straight repayment mortgage, including both interest and the payment toward the capital loan amount. This reduces amount owed on the capital, month by month. The second figure shows the amount of interest payment only. Anyone opting for an interest-only mortgage, such as linked to an endowment, PEP or pension saving policy, will need to add the cost of the monthly premiums of the policy to the interest figure above. On maturity the savings policy is intended to pay off the capital loan. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT. The figures shown are only an example for illustrative purposes. All loans are subject to status and individual circumstances. The above example may not be applicable to you and we offer no guarantee of acceptance. However we DO guarantee that you will receive truly independent and effective advice. Written details are available on request. A specific, personal illustration will show frequency of payments, number and amount of payments, total amount payable, details of any other payments, costs and charges, deposit requirements, fees and annual percentage rate (APR), which is variable. This will be sent or emailed to you after a discussion with one of our advisers or after an email communication. An insurance product may be required. There are no obligations or costs related to an initial discussion with our advisers. Many remortgages can be arranged with no associated costs (valuation fees, legal fees etc.) However additional charges may apply. |
|
