 | remortgaging would attract a redemption fee |
 | a quick payout is required |
 | credit rating is adverse and a remortgage would be
unavailable or very expensive |
 | avoiding any up front fees |
 | raising funds beyond the maximum available under a
mortgage or remortgage |
 | raising additional money to consolidate existing more
expensive loans |
 | required for more wide ranging purposes than allowed
under remortgage conditions |